Terms of use.

Acceptance of these terms

This website and its contents are the property of Kredit Canada, which carries on business in Montréal, Québec, Canada.

Your use of this website, and any transaction or request for information made through it, is subject to these terms of use and to our privacy policy. By accessing, using or consulting the site, or by requesting information or a loan through an online form, you acknowledge that these terms apply and you agree to comply with them.

You agree not to use this site in any way that does not comply with applicable law, or that could harm Kredit Canada in any manner.

Eligibility and loan applications

Submitting an application does not create a loan agreement and does not guarantee approval. Every application is reviewed, and the final terms and the cost of borrowing are disclosed to you in the loan agreement before you sign it.

To apply for a loan through this site, you must:

• Be at least 18 years old
• Be a resident of Canada
• Have a steady source of income and an active Canadian bank account
• Provide information that is accurate, complete and current

Accuracy of the information you provide

You are responsible for the accuracy of the information you submit. Providing false or misleading information may result in your application being refused, your loan agreement being terminated, and, where applicable, legal action.

You confirm that you have the authorization of any person you name as a reference before providing their contact details.

Borrow responsibly

Our loans are designed to provide temporary help during a difficult moment. Interest on short-term loans is higher than at a traditional bank, so you should borrow only what you need, and only when other options are not available.

Taking out several short-term loans at the same time can lead to significant debt and serious financial difficulty. Used knowingly and responsibly, a short-term loan can be an appropriate solution for your situation.

Copyright

This site, together with all logos, text, graphics, images, video, sound and any arrangement of these elements, is the property of Kredit Canada and is protected by the laws and regulations that apply to intellectual property and copyright in Canada and elsewhere in the world.

The content of this site may not, in whole or in part, be copied, reproduced, printed, archived, republished, downloaded, displayed, sold, transferred, transmitted, modified or otherwise distributed, in print or in any other format, electronic or otherwise, without our prior written consent. Subject to these terms, you may view and print elements of this site for strictly personal, non-commercial use.

Trademarks

The trademarks associated with Kredit Canada on this site are the exclusive property of Kredit Canada, or are used under licence, and are protected by the trademark laws and regulations that apply in Canada and elsewhere in the world.

Nothing on this site should be interpreted as granting, by implication, estoppel or otherwise, any licence or right to use or reproduce a trademark without our prior written consent, or that of the party who owns the trademark in question.

Information provided as is

The information presented on this site reflects the data available when the content was prepared. It is provided in good faith, as is, and without warranty or condition of any kind. Loan amounts, payment amounts and timelines shown on this site are provided for information purposes. Your exact terms and cost of borrowing are confirmed in your loan agreement.

Limitation of liability

To the extent permitted by law, Kredit Canada is not liable for any damage to a user of this site, to their computer or to their data, or for any other damage, direct or indirect, suffered in connection with the use of this site or with the inability to use it, including damage resulting from viruses, worms or other invasive or destructive programs.

In no event shall Kredit Canada, its shareholders, directors, employees or agents be liable to any person for direct, indirect, incidental, consequential or other damages arising out of or in connection with the use of this site or its contents. Use of this site and the interpretation of the information it contains are at the user's own risk.

Links to other sites

This site may contain links to sites owned by third parties. Kredit Canada has no control over the content of those sites and cannot be held responsible for the information they contain, and makes no warranty or representation with respect to them. These links are provided for information purposes only and do not constitute an endorsement or a recommendation.

Privacy

Kredit Canada attaches great importance to the privacy of its customers. Our practices regarding the collection, use, communication and protection of your personal information are described in our privacy policy, which forms part of these terms.

Modification of these terms

Kredit Canada may modify these terms at any time, without prior notice. By continuing to use and consult this site after a modification, you accept the new terms. We recommend that you review the current terms each time you use the site.

Governing law

These terms are governed by the laws in force in the province of Québec and the laws of Canada that apply there. Any dispute relating to this site or to these terms is subject to the exclusive jurisdiction of the courts of the province of Québec.

Contact us

For any question about these terms, write to us at the email address shown in the site footer, or use the contact page on this website.