About Kredit Canada and how we work
Kredit Canada carries on business in Montréal, Québec, and lets Canadian residents apply online for small, short-term loans from $300 to $1,500. Every application is reviewed, and your agreement shows the total to repay before you sign.
The Kredit Canada website never asks for your online banking password and does not collect your social insurance number.
Who we are
Kredit Canada is an online loan service for people in Canada who need a small amount for a short time. You apply on our website. Bank verification, the credit decision and the loan agreement you sign online then take place on the secure platform of the lender that processes your application.
We tell you who we are, where we operate, what an application involves and how to reach us, so you can check these details before you share any information. If something is unclear, ask our team before you apply.
Apply nowDetails you can check
The basics about Kredit Canada, with where to read more.
- Business name
Kredit Canada
The name on our website, in our terms of use and in our privacy policy.
- Where we operate
Montréal, Québec
Kredit Canada carries on business in Montréal, Québec, Canada. You must be a Canadian resident to apply.
- Loan amounts
$300 to $1,500
Repayment weekly, every two weeks or monthly, according to your agreement.
- Who can apply
Canadian residents aged 18 or older
You also need steady income of more than $1,500 per month by direct deposit, at least six months at your current job and an active Canadian bank account. See the full eligibility checklist.
- How to reach us
Write to us or use our contact page, including if you expect difficulty making a payment. Support is available seven days a week; response times vary.
- Your personal information
We do not sell it
We also do not share it for other companies' marketing. Read our privacy policy.
What happens when you apply
Every application is reviewed before a decision. Read how an online application works for each step.
Reviewed application
Your application and your ability to repay are reviewed. Submitting a request is not approval and does not create a loan agreement.
Read-only bank verification
Bank verification takes place on the lending platform through a read-only connection. This website does not store banking passwords or collect your SIN.
Documents to prepare
Have valid identification and a recent pay stub ready. Meeting the criteria does not guarantee approval.
What to review before you sign
Your agreement is the reference for your loan. Read it, borrow only what you need and check how your information is handled.
Understand the cost
Your agreement shows the interest, any fees, the payment dates, the number of payments and the total to repay before you sign. There is no payment due when you sign. Compare the schedule with rent, groceries, transportation and your other commitments.
Borrow only what you need
A short-term loan is intended for a temporary need. It can cost more than borrowing from a traditional bank. Consider a payment arrangement with the company you owe before applying.
Our policies
Read our terms of use and privacy policy before applying. They set out the conditions for using this website and how your personal information is handled.
Apply when you are ready
Know the amount you need and leave room in your budget for repayment. If the payments would leave you short for essentials, consider a payment arrangement or a lower-cost option before applying.
Apply now